SIGN UP CUSTOMER LOGIN

401 W 3rd Street, Spencer, IA 51301

$489,900.00
  • 401 W 3rd Street, Spencer, IA 51301 Main Photo

46 Total Photos [Click to View All]

Active Price Reduced by 10,000 on May 7th, 2026
BEDS5 BATHS3 full SQUARE FEET4,257 MLS#260246
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONHUTTENLOCHERS ADDITION SCHOOLSpencer

Property Description

Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout offers generously sized bedrooms and updated bathrooms, while preserving the craftsmanship and unique touches of its era. The private primary bedroom wing is a true retreat, complete with it's own walkout to the backyard patio. Downstairs, the basement includes a second full kitchen and its own private entrance, offering excellent potential for an income-producing space, guest suite, or multi-generational living. Situated on a desirable corner lot, the property includes a private, fenced-in yard that's perfect for relaxing or hosting gatherings. With its bright interiors, charming character, and stylish updates, this home is truly one of a kind!

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: Central
Days on Market: 29
Fuel Type: Natural Gas
Garage: 2 car attached
Heating: Forced Air
Home Style: Ranch
Lot Size: 0.3 Acres
Stories: 1.0
Taxes: $3,762
Year Built: 1916

Feature Descriptions

Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
Basement Style: Full
Construction: Stick Built
Exterior: Wood Siding
Flood Zone: No
Lot Dimensions: 100x132
Mechanicals: Water Heater-Elec
Parcel #: 963713227012
Sewer: Public Sewer
SQ FT Above Grade Finished: 2801
SQ FT Below Grade Finished: 1456
SQ FT Total: 5602
Water: Public/City

Local Schools

School District: Spencer

Listed By / Shown By

Listed By

Agency Name: EXIT Realty Midwest- Spencer/Emmetsburg
Agency Contact: PRIM: (712) 363-0287
Agent Name: Nicole Nimke

Shown By

Agency Title: Hinn Real Estate
Agency Phone: 712-336-1240

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,512.66 per month $2,056.27 Principal & Interest $313.50 Property Tax $142.89 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Login to My Homefinder

Pixel