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THE HOME AND SPORTS SHOW SATURDAY FEB 13 AND SUNDAY FEBRUARY 14TH AT THE EXPO'S CENTER IN SPIRIT LAKE. A GOOD TIME FOR ALL.,,,.THE WEATHER HAS BEEN SOMETHING! THE ICE FISHERPERSONS ARE OUT THERE FISHING! .... GET OUT THE MITTENS- TAKE TIME TO ENJOY THE WONDERFUL LAKES! OKOBOJI FEVER CATCH IT!!

"LAKES MLS WEEKLY REPORT" February 2, 2010
939 Properties currently For sale
14 New Listings this week on MLS
6 Properties Pended on MLS
5 Sold (Closed) on MLS

LAKES MLS 2010 SOLDS 16 TOTAL CLOSED ON MLS

LAKES MLS 2009 SOLDS 416 TOTAL CLOSED ON MLS
WEST LAKE....12 Off West 17
EAST LAKE.....19 Off East 25
BIG SPIRIT.....23
CONDOS.......117 All Lakeshore/Town/off Lake
HOMES..........151 Spirit Lake, Arnolds Park, Okoboji Milford
Balance is Lots, Commercial, Acreages etc.
This information though believed accurate is not guaranteed.

THE FOLLOWING DETAILS APPLY TO THE HOMEBUYERS TAX CREDIT EXPANSION FOR $8,000 AND THE $6,500 TAX CREDIT.

WHO IS ELIGIBLE?
-First-time homebuyers, who are defined by the law as buyers who have not owned a principal residence during the three-year period prior to the purchase, may be eligible for up to an $8,000 tax credit.
-Existing homeowners who have been residing in their principal residence for five consecutive years out of the last eight and are purchasing a home to be their principal residence (“repeat buyer”), may be eligible for up to a $6,500 tax credit.
-All U.S. citizens who file taxes are eligible to participate in the program.

INCOME LIMITS:
Homebuyers who file as single or head-of-household taxpayers can claim the full credit ($8,000 for first-time buyers and $6,500 for repeat buyers) if their modified adjusted gross income (MAGI) is less than $125,000.
-For married couples filing a joint return, the combined income limit is $225,000.
-Single or head-of-household taxpayers who earn between $125,000 and $145,000, and married couples who earn between $225,000 and $245,000 are eligible to receive a partial credit.
-The credit is not available for single taxpayers whose MAGI is greater than $145,000 and married couples with a MAGI that exceeds $245,000.

EFFECTIVE DATES;
-The eligibility period for the tax credit is for homes purchased after Nov. 6, 2009, and before May 1, 2010. However, home purchases subject to a binding sales contract signed by April 30, 2010, will qualify for the tax credit provided closing occurs prior to July 1, 2010.

TYPES OF HOMES THAT QUALFY.
-All homes with a purchase price of less than $800,000 qualify, including newly-constructed or resale, and single-family detached, townhomes or condominiums, provided that the home will be used as their principal residence. Vacation home and rental property purchases do NOT qualify.

TAX CREDIT IS REFUNDABLE:
-A refundable credit means that if the amount of income taxes you owe is less than the credit amount you qualify for, the government will send you a check for the difference.
-For example:
-A first-time buyer who qualifies for the full $8,000 credit who owes $5,000 in federal income taxes would pay nothing to the IRS and receive a $3,000 payment from the government. If you are due to receive a $1,000 refund, you would receive $9,000 ($1,000 plus the $8,000 first-time homebuyer tax credit).
-A repeat buyer who owes $5,000 would pay nothing to the IRS and receive $1,500 back from the government. If you are due to get a $1,000 refund, you would get $7,500 ($1,000 plus the $6,500 repeat buyer tax credit).
-All qualified homebuyers can take the tax credit on their 2009 or 2010 income tax return.

PAYBACK PROVISION:
The tax credit is a true credit. It does not have to be repaid unless the home owner sells or stops using the home as their principal residence within three years after the purchase.

The www.federalhousingtaxcredit.com site is being updated. Check the site next week for more detailed information on the new tax credit.

Federal Housing Tax Credit

NOW YOU CAN CHECK OUT THE NEW LISTINGS BECAUSE IT'S THE PERFECT TIME TO BUY WITH A GREAT SELECTIONS AND GREAT INTEREST RATES AT THE LOCAL LENDING INSTITUTIONS!! WE ARE BUSY! CONDO'S & LAKE HOMES ARE SELLING!! BE SURE AND LOOK FOR YOUR "SPECIAL PLACE" AND ALL THE NEW PLACES! "CATCH OKOBOJI FEVER!" IT'S ALWAYS BEAUTIFUL IN THE IOWA GREAT LAKES! There are a lot of good Buys in Okoboji Now! Our Best Greetings to YOU from DOWDEN HINN REALTORS Web site!! The Iowa Great Lakes is ready for YOU! Here are the Housing Stats for 2008!

Lakes MLS 2008 SOLDS 431 total closed on MLS
16 West Lake Homes
6 Harbor & Canal Homes
19 East Lake Homes
10 Big Spirit Homes
14 Other Lakeshore Homes
35 Off Lake Homes
65 Lake front Condos
30 Off Lake Condos
88 Spirit Lake Homes
20 Arnolds Park & Okoboji
42 Milford Homes
24 Other Towns
14 Acreages
16 Commerical
38 Lots, Time Shares Misc.

This information though believed accurate is not guaranteed

NEVER MISS THE "PERFECT HOME" AGAIN!

Here is your opportunity to be notified immediately of ALL NEW Listings that meet your criteria, absolutely FREE! Just click on the Contact Us form up above Fill it in, tell us what you want, and submit it to us!

Not only will you be notified by email of ALL OUR NEW Listings that match your search criteria within our system, but your home search will also be included on all MLS participating agents' Listings within your desired area(s). YES, ALL NEW LISTINGS added to the Lakes MLS that match your criteria will be emailed to you immediately.

IOWA COTTAGES ON EAST! "2 LAKESIDE COTTAGES SOLD"! Starting at $293,500 for a poolside unit. $349,500 for a row back from the Lake. $399,900 for a Lakeside cottage. 3 bedroom 2 1/2 bath Cottages. Price includes a 2 stall carport. Dock space is additional. The docks are on approx. 248 feet of East lake. To be completed by June 2009.http://www.iowacottagesoneast.com

OKOBOJI ISLAND! "ONLY 2 LEFT!" New Condos on East Okoboji in Arnolds Park! Starting at $375,000 with square footages from 1600 to 1900. They have 3 Bedrooms and 2 Baths. Swimming Pool, Elevators, Garages, Heated entries and more! Come take a look!!

SPYGLASS CONDOS- Upper Gar Lake in Arnolds Park "2 CONDOS LEFT" New 3-Bedroom 2 Bath 2-Car Garage swimming pool.. the quiet lake! t

We have lots of New Listings for you to look over! DOWDEN-HINN REALTORS is the oldest, largest, and one of the most successful Real Estate Offices in the Iowa Great Lakes with over 30 full-time real estate specialists who list and sell properties on West Okoboji, East Okoboji, Big & Little Spirit Lake, Upper & Lower Gar, Minnewashta, Center Lake, Pleasant Lake, Silver Lake, and others as well as the cities of Spirit Lake, Okoboji, Arnolds Park, Milford, Terril, Lake Park, and the country side. We are also licensed in Minnesota. Our buyers and sellers hail from all walks of life and are well-represented by our experienced professionals. We cater to all price ranges whether buying or selling luxury homes or off-lake homes and condos. Many of our agents are long-time residents with solid contacts in the community. They know just about every inch of this place we call "the Iowa Great Lakes!

WHAT IS YOUR HOME WORTH? THINKING ABOUT A CHANGE? Call or Email us for a FREE CMA and we will show you our Marketing Plan! 712-336-1240

Be Sure and click on our Newletters below for great information...


 
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Featured Homes

Spirit Lake, IA
Price: $2,499,000
Bedrooms: 3
Bathrooms: 2
Property Code: 09-1217
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Arnolds Park, IA
Price: $500,000
Bedrooms: 0
Bathrooms: 0
Property Code: 09-940
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Spirit Lake, IA
Price: $499,000
Finished Area: 2101 ft2
Bedrooms: 3
Bathrooms: 3
Property Code: 09-264
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Spirit Lake, IA
Price: $499,000
Finished Area: 3,924 ft2
Bedrooms: 4
Bathrooms: 3.5
Property Code: 09-753
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Milford, IA
Price: $469,000
Finished Area: 2,884 ft2
Bedrooms: 3
Bathrooms: 3
Property Code: 09-907
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Arnolds Park, IA
Price: $349,000
Finished Area: 2,068 ft2
Bedrooms: 3
Bathrooms: 2.5
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Milford, IA
Price: $346,500
Bedrooms: 0
Bathrooms: 0
Property Code: 09-1260
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Okoboji, IA
Price: $334,000
Finished Area: 1353 ft2
Bedrooms: 2
Bathrooms: 2
Property Code: 09-1137
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Orleans, IA
Price: $325,000
Finished Area: 826 ft2
Bedrooms: 2
Bathrooms: 1
Property Code: 09-817
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Wahpeton, IA
Price: $318,500
Finished Area: 1,520 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 09-228
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Arnolds Park, IA
Price: $293,500
Finished Area: 1,344 ft2
Bedrooms: 3
Bathrooms: 2.5
Property Code: 08-1078
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Spirit Lake, IA
Price: $287,000
Finished Area: 2610 ft2
Bedrooms: 3
Bathrooms: 4
Property Code: 08-738
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Spirit Lake, IA
Price: $270,000
Finished Area: 1255 ft2
Bedrooms: 2
Bathrooms: 2
Property Code: 09-368
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Milford, IA
Price: $259,000
Finished Area: 1,470 ft2
Bedrooms: 3
Bathrooms: 2.5
Property Code: 09-1247
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Milford, IA
Price: $249,000
Finished Area: 1,648 ft2
Bedrooms: 4
Bathrooms: 3
Property Code: 09-615
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Lake Park, IA
Price: $210,000
Finished Area: 1400 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 09-1213
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Spirit Lake, IA
Price: $210,000
Finished Area: 3,248 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 09-1125
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Arnolds Park, IA
Price: $200,000
Finished Area: 1,310 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 08-1009
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Spirit Lake, IA
Price: $195,000
Finished Area: 575 ft2
Bedrooms: 2
Bathrooms: 1
Property Code: 08-53
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Lake Park, IA
Price: $185,000
Bedrooms: 0
Bathrooms: 0
Property Code: 07-365
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Spirit Lake, IA
Price: $184,900
Finished Area: 2,812 ft2
Bedrooms: 4
Bathrooms: 2.75
Property Code: 10-64
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Arnolds Park, IA
Price: $179,900
Finished Area: 1,568 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 09-823
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Spirit Lake, IA
Price: $169,900
Finished Area: 1922 ft2
Bedrooms: 4
Bathrooms: 3
Property Code: 10-79
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Milford, IA
Price: $168,900
Finished Area: 1,754 ft2
Bedrooms: 4
Bathrooms: 1
Property Code: 08-994
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Milford, IA
Price: $168,900
Bedrooms: 0
Bathrooms: 0
Property Code: 08-102
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Spirit Lake, IA
Price: $163,000
Finished Area: 1,680 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 10-53
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Spirit Lake, IA
Price: $159,000
Finished Area: 1600
Bedrooms: 4
Bathrooms: 2
Property Code: 09-497
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Milford, IA
Price: $149,900
Finished Area: 1,092 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 09-890
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Arnolds Park, IA
Price: $144,950
Finished Area: 1920 ft2
Bedrooms: 3
Bathrooms: 1.75
Property Code: 10-74
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Spirit Lake, IA
Price: $139,500
Finished Area: 1419 ft2
Bedrooms: 2
Bathrooms: 2
Property Code: 10-73
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Spirit Lake, IA
Price: $135,000
Bedrooms: 0
Bathrooms: 0
Property Code: 08-239
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Milford, IA
Price: $126,900
Finished Area: 2,016 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 10-5
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Arnolds Park, IA
Price: $119,900
Finished Area: 952 ft2
Bedrooms: 3
Bathrooms: 1
Property Code: 09-1223
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Spirit Lake, IA
Price: $119,900
Finished Area: 1014 ft2
Bedrooms: 3
Bathrooms: 2
Property Code: 06-833
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Spirit Lake, IA
Price: $113,900
Finished Area: 1,248 ft2
Bedrooms: 3
Bathrooms: 2.5
Property Code: 09-720
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Arnolds Park, IA
Price: $110,000
Finished Area: 1,566 ft2
Bedrooms: 0
Bathrooms: 0
Property Code: 05-1001
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Spirit Lake, IA
Price: $90,000
Finished Area: 900 ft2
Bedrooms: 2
Bathrooms: 1
Property Code: 07-1250
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Milford, IA
Price: $89,500
Finished Area: 4320
Bedrooms: 0
Bathrooms: 0
Property Code: 09-1138
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Spirit Lake, IA
Price: $79,900
Finished Area: 825 ft2
Bedrooms: 2
Bathrooms: 1
Property Code: 08-1336
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Spirit Lake, IA
Price: $69,900
Bedrooms: 0
Bathrooms: 0
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Spirit Lake, IA
Price: $52,000
Finished Area: 616 ft2
Bedrooms: 2
Bathrooms: 1
Property Code: 09-1035
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Orleans, IA
Price: $46,900
Bedrooms: 0
Bathrooms: 0
Property Code: 09-524
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Spirit Lake, IA
Price: $39,500
Bedrooms: 0
Bathrooms: 0
Property Code: 05-754
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Spirit Lake, IA
Price: $39,000
Bedrooms: 0
Bathrooms: 0
Property Code: 08-1020
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Milford, IA
Price: $29,450
Bedrooms: 0
Bathrooms: 0
Property Code: 05-1083
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Milford, IA
Price: $21,000
Bedrooms: 0
Bathrooms: 0
Property Code: 09-1139
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Spirit Lake, IA
Price: $17,000
Bedrooms: 0
Bathrooms: 0
Property Code: 08-1461
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Spirit Lake, IA
Price: $5,500
Bedrooms: 2
Bathrooms: 2
Property Code: 09-236
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Arnolds Park, IA
Price: $3,800
Bedrooms: 2
Bathrooms: 2
Property Code: 09-1175
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Spirit Lake, IA
Price: $3,000
Bedrooms: 1
Bathrooms: 2
Property Code: 08-708
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Spirit Lake, IA
Price: $750
Bedrooms: 0
Bathrooms: 1
Property Code: 09-232
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Spirit Lake, IA
Price: $625
Bedrooms: 1
Bathrooms: 1
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Spirit Lake, IA
Price: $600
Bedrooms: 0
Bathrooms: 1
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Spirit Lake, IA
Price: $600
Bedrooms: 2
Bathrooms: 2
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This information though believed accurate it is not guaranteed. Prices subject to change without notice.
Copyright 2010 © DOWDEN-HINN REALTORS. All rights reserved.
2916 U.S. Hwy 71 | P.O. Box 449, Spirit Lake, IA 51360
Office: (712) 336-1240, Toll Free: (800) 373-1241, Fax: (712) 336-1941
info@buyokoboji.com
Licensed in Iowa & Minnesota
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